Seoul: Leading online lender Kakao Bank Corp. announced it posted record earnings last year, driven by increased non-interest income. Net profit rose 9.1 percent from a year earlier to a record high of 480 billion won (US$331 million) in 2025, the company detailed in a regulatory filing. Its operating profit climbed 7 percent on-year to 649 billion won over the cited period, while sales increased 4.78 percent to 3.09 trillion won.

According to Yonhap News Agency, the company attributed its earnings to a rise in non-interest income. Interest income fell 2.9 percent on-year to 1.99 trillion won last year, while non-interest income surged 22.4 percent to 1.09 trillion won over the cited period. During the fourth quarter of last year, its net profit also reached a record high of 105 billion won, up 24.5 percent from a year earlier.

As of end-December, the number of the bank's customers stood at 26.7 million, with its monthly active users reaching 20 million.